Get overdraft protection to avoid costly fees and inconvenience.
Miscalculations can happen to anyone, and they can be costly. Ives Bank's Cash Reserve covers you when a purchase is declined or your check is returned for insufficient funds. Funds from Cash Reserve are automatically transferred to cover your purchases*. This valuable service is available to customers with Priority PLUS, Priority Platinum and Priority NOW checking accounts.
- Save money by avoiding fees related to insufficient funds, overdrafts and uncollected checks
- Automatic transfers from Cash Reserve are quick and convenient. Choose from flexible options that allow you to pay the minimum or pay off the entire line
*Subject to credit approval and the Terms & Conditions of the Ives Bank Cash Reserve agreement. The Annual Percentage Rate is 12.90% and is effective as of January 9, 2019. Rates are subject to change. There is a minimum line of $1,000 and a maximum line of $5,000. No application fee. Annual fee of $50 is waived for the first year.